International
banking for
digital nomads

We make working and living in your dream country easier. Spend and receive money in 80 countries, just like the locals.

Live, work, and earn from anywhere while spending like a local!

Effortlessly relocate

Pay for your visa applications, flights, and settle into your new home with a virtual Mastercard that’s accepted everywhere.

Best exchange rates

Save money on exchange fees. Convert and withdraw foreign currencies to your local bank account at the best market rates.

Never miss a payment

Get paid from anywhere with a global account. Also send professional invoices easily from the MyHGM app.

Everything you get when you
choose HGMS

✦ Foreign accounts for your global payments
✦ A virtual card to spend from
✦ Mobile money transfers
✦ No hidden fees
✦ Instant currency exchange
✦ Professional invoices
✦ Anti-fraud protection
✦ Competitive exchange rates
✦ 100% digital transactions
✦ Free account statements
✦ Insights on spending habits
✦ Savings pouch for your goals
✦ Freeze and unfreeze your virtual cards
✦ Free p2p transfers
Upskill and spend freely with a global Mastercard that just works

Secure international payments with advanced security measures

🔒 Protected and regulated
We are regulated by FinCEN and FINTRAC, so your money is always safe, and you can receive global payments hassle-free.
🛡️ Two-factor authentication
Protect your earnings with an extra layer of security to prevent unauthorised access to your Grey account.
🔔 Instant notifications
Never miss a payment with our real-time updates that keep you in the loop of every transaction.
Security preview

Guides to help digital nomads navigate new territories